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Does the IRS owe you a refund?  How do you know?  They notified you by email?  Oops, this is a HUGE scam.  I'll prove it.  Read.....

After the last annual calculations of your fiscal activity we have determined that you are eligible to receive a tax refund of $93.60. Please submit the tax refund request and allow us 6-9 days in order to process it.

A refund can be delayed for a variety of reasons. For example submitting invalid records or applying after the deadline.

To access your tax refund online, please click here

Regards,
Internal Revenue Service

© Copyright 2007, Internal Revenue Service U.S.A. All rights reserved..

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Great luck, right?  Wrong!  You'll notice the above link isn't clickable - I don't want to pass on any spam.  But if I hover the mouse over the link and left click, I can use the "Copy Link Location" function, copy and then past onto Notepad or Wordpad to see the actual destination (if I were so foolish as to give out my bank account number, SS number or other data).  The suffix is .ru which means Russia.  The authorities - or your bank - after these crooks raid your accoun, can do nothing. 

Don't be taken in by urgent notices or offers of cash or investments from individuals, banks, credit card companies, Paypal or even the IRS.  None of them will communicate with you like this.  If you give them any information, they will use it to cheat you.

And by the way, scary as it may seem, the IRS already knows or can find out your Social Security number, age, bank account number(s), and any other information they need.  Don't fall for this one.

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