Doesthe IRS owe you a refund?
How do you know? They notified you by email? Oops, this is a HUGE scam. I'll prove it. Read.....
Great luck, right? Wrong! You'll notice the above link isn't clickable - I don't want to pass on any spam. But if I hover the mouse over a link and left click, I can use the "Copy Link Location" function, copy and then past onto Notepad or WordPad to see the actual destination (if I were so foolish as to give out my bank account number, SS number or other data). The suffix is .ru which means Russia. The authorities - or your bank - after these crooks raid your account, can do nothing.
Don't be taken in by urgent notices or offers of cash or investments from individuals, banks, credit card companies, Paypal or even the IRS. None of them will communicate with you like this. If you give them any information, they will use it to cheat you.
And by the way, scary as it may seem, the IRS already knows or can find out your Social Security number, age, bank account number(s), and any other information they need. Don't fall for this one.